Citizens Holding Stock Performance
| CIZN Stock | USD 9.35 0.18 1.96% |
On a scale of 0 to 100, Citizens Holding holds a performance score of 26. The firm shows a Beta (market volatility) of 0.21, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Citizens Holding's returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Holding is expected to be smaller as well. Please check Citizens Holding's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Citizens Holding's price patterns will revert.
Risk-Adjusted Performance
Strong
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Citizens Holding are ranked lower than 26 (%) of all global equities and portfolios over the last 90 days. In spite of very abnormal basic indicators, Citizens Holding displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.96 | Five Day Return 13.33 | Year To Date Return 17.31 | Ten Year Return (59.72) | All Time Return (43.78) |
Forward Dividend Yield 0.0385 | Payout Ratio | Last Split Factor 3:2 | Forward Dividend Rate 0.36 | Dividend Date 2025-06-30 |
1 | Acquisition by Phillip Branch of tradable shares of Citizens Holding at 19.15 subject to Rule 16b-3 | 11/13/2025 |
2 | Citizens Holding Company executives purchase shares in recent stock acquisition - Investing.com Nigeria | 11/14/2025 |
3 | Hsbc Holdings PLC Cuts Stock Holdings in First Citizens BancShares, Inc. FCNCA - MarketBeat | 12/03/2025 |
4 | Citizens Financial Group Inc. RI Has 30.94 Million Stock Holdings in Quanta Services, Inc. PWR - MarketBeat | 01/12/2026 |
5 | Acquisition by Webb David Peebles of 750 shares of Citizens Holding subject to Rule 16b-3 | 02/03/2026 |
| Begin Period Cash Flow | 94.5 M | |
| Total Cashflows From Investing Activities | -107.3 M |
Citizens Holding Relative Risk vs. Return Landscape
If you would invest 665.00 in Citizens Holding on November 10, 2025 and sell it today you would earn a total of 270.00 from holding Citizens Holding or generate 40.6% return on investment over 90 days. Citizens Holding is currently generating 0.5655% in daily expected returns and assumes 1.7187% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Citizens, and 89% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Citizens Holding Target Price Odds to finish over Current Price
The tendency of Citizens Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 9.35 | 90 days | 9.35 | near 1 |
Based on a normal probability distribution, the odds of Citizens Holding to move above the current price in 90 days from now is near 1 (This Citizens Holding probability density function shows the probability of Citizens Stock to fall within a particular range of prices over 90 days) .
Citizens Holding Price Density |
| Price |
Predictive Modules for Citizens Holding
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Citizens Holding. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Citizens Holding Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Citizens Holding is not an exception. The market had few large corrections towards the Citizens Holding's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Citizens Holding, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Citizens Holding within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.49 | |
β | Beta against Dow Jones | 0.21 | |
σ | Overall volatility | 0.67 | |
Ir | Information ratio | 0.25 |
Citizens Holding Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Citizens Holding for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Citizens Holding can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Latest headline from MacroaxisInsider: Acquisition by Webb David Peebles of 750 shares of Citizens Holding subject to Rule 16b-3 |
Citizens Holding Fundamentals Growth
Citizens Stock prices reflect investors' perceptions of the future prospects and financial health of Citizens Holding, and Citizens Holding fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Stock performance.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0055 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.17 % | ||||
| Current Valuation | 75.89 M | ||||
| Shares Outstanding | 5.65 M | ||||
| Price To Earning | 10.19 X | ||||
| Price To Book | 1.18 X | ||||
| Price To Sales | 1.02 X | ||||
| Revenue | 82.64 M | ||||
| Gross Profit | 52 M | ||||
| EBITDA | 9.55 M | ||||
| Net Income | 5.49 M | ||||
| Cash And Equivalents | 41.28 M | ||||
| Cash Per Share | 7.37 X | ||||
| Total Debt | 87.7 M | ||||
| Debt To Equity | 10.26 % | ||||
| Book Value Per Share | 11.02 X | ||||
| Cash Flow From Operations | 6.75 M | ||||
| Earnings Per Share | 0.33 X | ||||
| Market Capitalization | 52.86 M | ||||
| Total Asset | 1.51 B | ||||
| Retained Earnings | 109.16 M | ||||
About Citizens Holding Performance
By examining Citizens Holding's fundamental ratios, stakeholders can obtain critical insights into Citizens Holding's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Citizens Holding is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.11 |
Things to note about Citizens Holding performance evaluation
Checking the ongoing alerts about Citizens Holding for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Citizens Holding help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Latest headline from MacroaxisInsider: Acquisition by Webb David Peebles of 750 shares of Citizens Holding subject to Rule 16b-3 |
- Analyzing Citizens Holding's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Holding's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Holding's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Holding's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Holding's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Holding's stock. These opinions can provide insight into Citizens Holding's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Holding. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. To learn how to invest in Citizens Stock, please use our How to Invest in Citizens Holding guide.You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Will Regional Banks sector continue expanding? Could Citizens diversify its offerings? Factors like these will boost the valuation of Citizens Holding. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Citizens Holding data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.567 | Dividend Share 0.04 | Earnings Share 0.33 | Revenue Per Share | Quarterly Revenue Growth 0.174 |
The market value of Citizens Holding is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Holding's value that differs from its market value or its book value, called intrinsic value, which is Citizens Holding's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Citizens Holding's market value can be influenced by many factors that don't directly affect Citizens Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Citizens Holding's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Holding should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Citizens Holding's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.